A man and his wife, moved back home to Kentucky, from Indiana. The husband had a wooden leg, and to get insurance on it back in Indiana it cost them $2000 per year!
When they arrived in Kentucky, they went to an insurance agency to see how much it would cost to insure his wooden leg. The agent looked it upon the computer and said: "$39." The husband was shocked and asked why it was so cheap here in Kentucky to insure it because it cost him $2000 in Indiana!
The insurance agent turned his computer screen to the couple and said,"Well, here it is on the screen, it says: Any wooden structure, with a sprinkler system above it is $39. You just have to know how to describe it!"
